One-level homes in Erie, Lafayette and Louisville

Erie: the most to choose from

Erie has the most one-level homes by far, and they take a little longer to sell, which gives you room to look and think. Most of the recent sales were in four neighborhoods.

• Vista Ridge: six sold, from $550,000 to $735,000, HOA about $93 a month.
• Colliers Hill: five sold, from $525,000 to $799,000, HOA about $96 a month.
• Erie Commons: four sold, from $615,000 to $799,000, HOA about $112 a month.
• Morgan Hill: three sold, from $685,000 to $715,000, HOA about $89 a month.

Other Erie areas with recent one-level sales: Canyon Creek, Melody at Meadow Sweet Farm, Old Town Erie, Sunset Village and Arapahoe Ridge.

Lafayette: fewer homes, faster sales

Only six are for sale right now. Recent one-level homes sold in a median of 25 days, most at or very near the asking price. Sold prices ran from $505,000 to $795,000, with older Old Town and Coal Creek Meadows homes at the lower end and newer townhomes in Wild Ridge and Coal Creek Village North carrying higher HOA dues of $355 to $500 a month.

Louisville: the quickest to sell

Six are for sale now. Recent sales ran from $515,000 to $750,000 and took a median of 22 days. Bella Vista and Hunters Ridge are the neighborhoods with repeat one-level sales. The lowest-priced options are attached homes with HOA dues around $400 a month.

What about Westerly?

Westerly homes in Erie are two-story, so they will not show up on a one-level search. If you like Westerly, tell me and I will look at the floor plans one by one.

Two things worth knowing before you search

1. HOA changes the math. A $90 a month HOA and a $500 a month HOA can mean a very different payment at the same price. When an HOA covers the roof, siding, landscaping and snow, it can be worth it. I will show you what each one covers.
2. One level is not always the same. Many of these homes have a finished basement, which adds space but also stairs. Tell me if you want no stairs at all.